Using our Financial Budget Success Program concept which states that your expenses should not exceed more than 80% of your nett income is a great way to build a successful financial budget that will help to create your goal of a happy life.
Obviously there are many variables for each individual but often it is nice to just see a guide and so below is an budget example which meets the goals of the Financial Budget Success Program. The data below is based on a single person renting a house who has insurance deductions made at payroll.
| Monthly Net Income | $2,000 |
| Expense | Costs |
| Rent | $700 |
| Gas/Electric | $100 |
| Food | $200 |
| Car Payment | $200 |
| Car Insurance | $60 |
| Fuel | $200 |
| Cable, Phone, Internet | $100 |
| Total Monthly Expenses | $1,560 |
This would leave $440 per month. Following the concepts given in the article we linked to above you will see that we encourage you to dedicate as much of the $440 as possible to savings. We understand that being happy is not just a savings account but being fiscally responsible and secure does help a happy life.